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Building a House Checklist

1. Finances

If you haven't started saving, do so now!

Review your current financial situation. Get a credit report.

Research your mortgage and finance options.

Meet with a financial advisor to discuss your options.

Reduce or eliminate outstanding debt. Consider rolling your debt into your mortgage.

If you are a first time home owner, investigate government grants and financial aid.

Set a budget.

Get homeowner's insurance if you don't already have it.

2. Location

Determine several areas you'd like to live in.

Decide if you will buy an empty plot of land or one that is occupied and will need clearing.

Research various neighborhoods (city council, schools, crime rates, parks and public spaces, transportation, shops, banks, leisure and cultural activities, nightlife, etc.).

Research site locations by reviewing newspapers, websites, real estate publications, making visits and discussing with friends and family.

Find a real estate agent to help you search for properties.

Make appointments to view land.

Buy the land.

3. Construction

Brainstorm, make plans and blueprints.

Be sure that you are compliant with local planning and building laws.

Get a planning permit.

Get a building permit.

Find a surveyor.

Arrange for several required inspections throughout the building process.

Research your service providers before signing contracts. Find builders and tradesmen you can trust and are comfortable with.

Read all documents carefully before signing. Keep all papers in a secure location.

Read architecture and design magazines and websites to gain inspiration.

Visit a home show to get ideas for style, design, floor plans, etc.

Make your new home energy efficient. Go green!

Find an architect.

Find a carpenter.

Find a plumber.

Find an electrician.

Find painters.

Buy appliances.

Create a timetable for when tasks need to be completed.

Find utility companies (gas, electric, water).

Acquire telephone, cable and/or internet services.

Find a landscaping company or gardener.

Get a security/alarm system.

Once construction is complete and you have a certificate of occupancy, do a final walk through with your builder for careful inspection.

4. Misc.

Be flexible and understanding if things dont go according to plan, but also firm in your objectives, budget and timelines.

Find a moving company to help you transition to your new home.

See our 'Moving' checklist for related tasks and deadlines.

Hire a professional cleaning company before you move in.

Hire an interior decorator.

Buy new furniture.